Marketplace B2B
5-minute read
Published on October 24, 2025
In today’s complex digital economy, too many B2B marketplaces are still sitting on a goldmine of underused transaction data.
Without the right tools to consolidate, interpret and share this information, finance and operations teams are often left with fragmented views of their payment flows.
The result? Decisions made on instinct rather than evidence, performance reporting that lacks precision, and a business steering process that feels reactive instead of proactive.
At Lemonway, we transform payment data into a strategic performance driver. Our approach is built around one conviction: that the value of data lies not only in collection but in its structure, clarity, and usability.
By centralising, organising and visualising the information generated through every transaction, we help marketplace operators make confident financial decisions, reinforce compliance, and enhance the overall user experience — from buyer to seller.
Every single transaction processed on a marketplace generates a structured set of data points: payment amounts, commissions earned, transaction statuses, settlement timelines — all financial indicators that form a detailed map of business activity.
Beyond these figures lies another rich layer of information: KYC (Know Your Customer) and KYB (Know Your Business) data. While these are essential for regulatory compliance, they also provide invaluable insight into users' and vendors' profiles, habits, and trustworthiness.
These data points are not merely accounting entries. They represent a strategic raw material, offering marketplace operators the visibility they need to refine business decisions, optimise payment flows, and secure every stage of their operations.
For B2B marketplace operators, being able to exploit and interpret transaction data means gaining a real-time performance management tool—a cockpit for financial and operational decision-making.
It enables you to:
• measure profitability by segment, vendor, or sales channel.
• identify and eliminate friction points in payment journeys.
• adjust and personalise payment methods according to user behaviour.
• strengthen accounting reconciliation and commission management processes.
At a time when margins are tightening and compliance standards are becoming more demanding, the ability to turn raw data into actionable intelligence is no longer a luxury — it’s a competitive advantage.
Lemonway’s technology is built on a modular, interoperable architecture designed to ensure that information circulates seamlessly and remains completely reliable.
Each payment, status update, and balance movement is automatically captured, timestamped, and stored in a secure, traceable environment. This level of granularity provides an exhaustive, end-to-end understanding of your financial flows, without weighing down day-to-day operations.
All this data can be accessed via the Lemonway Dashboard — a unified back-office interface — or directly through API connections. This ensures effortless integration with your existing analytics and reporting tools, and enables smooth collaboration between finance teams, product managers and external partners.
Our platform has been designed to make complex payment ecosystems intuitive and straightforward to manage. Key built-in features include:
• Automatic split payments, fully configurable via API, to distribute funds according to the operator’s specific business rules.
• Continuous accounting reconciliation, minimising manual input and accelerating closing cycles.
• Dynamic dashboards that visualise key performance indicators in real time.
• An Approval Workflow for outgoing transactions, ensuring that every critical operation is verified and approved before execution — reducing the risk of unauthorised activity.
Together, these features strengthen control over your financial flows, enhance transparency with vendors, and free your internal teams to focus on higher-value strategic work.
For finance departments, clear, accurate and timely insights into marketplace activity are non-negotiable. Lemonway delivers structured, up-to-date financial data that allows you to monitor profitability by segment, analyse commission trends, and measure actual settlement timelines.
This consolidated visibility supports data-driven decisions — from optimising cash flow and forecasting funding needs to adjusting business models and ensuring continuous regulatory compliance.
It also makes it easier to respond to audit requests, engage with supervisory bodies and document all relevant payment flows with precision.
Transactional data also plays a crucial role in optimising the customer journey.
By identifying friction points in the payment funnel or discrepancies between available and preferred payment methods, operators can refine and adapt their offer.
This insight-driven approach, grounded in real user behaviour, enables marketplaces to reduce drop-offs, increase conversion rates, and enhance satisfaction for both sellers and buyers.
It is a direct driver of commercial performance in an environment where operational agility often makes all the difference.
On a B2B marketplace, transactional data extends far beyond compliance and traceability. When properly structured, accessible, and easy to interpret, it becomes a strategic governance tool — one that supports financial oversight, strengthens decision-making, and drives operational optimisation.
This is precisely the philosophy behind Lemonway’s approach. By placing data at the heart of our value proposition, our payment institution enables marketplace operators to make smarter decisions, secure their financial flows, and reinforce their competitive edge.
Would you like to structure and leverage your payment data to manage your activity better?
Contact our team to discover how Lemonway can help elevate the performance of your B2B marketplace.
Transaction data enables marketplaces to measure profitability by segment, identify friction points in payment journeys, adjust available payment methods based on real usage, and optimise reconciliation processes.
At Lemonway, we structure this data through a modular architecture and APIs, enabling marketplace operators to exercise real-time strategic control.
Split payment is the automatic distribution of payments based on rules defined by the marketplace operator.
This Lemonway feature simplifies commission management, secures vendor relationships, and drastically reduces manual intervention.
It also enables continuous accounting reconciliation and accurate transaction-level profitability tracking.
Lemonway natively integrates KYC and KYB processes into transaction flows, ensuring ongoing regulatory compliance.
Each transaction is captured, recorded and stored in a secure environment, simplifying audits, improving traceability and ensuring complete alignment with the compliance obligations specific to B2B marketplaces.
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